The Problem

Financing Is the Problem

To buy a Main Street business, a first-time owner has almost no real financing options. One program was built for it, and the whole market leans on it.

Cash, self-funded

Almost no first-time buyer has $2M to $10M sitting in the bank.

Rarely Possible

Conventional bank loan

Banks won't back a first-time owner with no track record and little collateral.

Banks Pass

Private equity

Sub-$10M Main Street deals are too small to be worth their time.

Too Small for PE

Seller financing

Useful at the edges, but no seller funds the whole purchase.

Partial at Best

SBA 7(a)

Built for exactly this buyer. It's the rail almost every Main Street deal runs on, and it still leaves gaps.

Only Consistent Option

The Financing Gaps

But Even the SBA Program has Gaps

Real hurdles exist for both new buyers and existing owners who want to leverage SBA debt.

First Time Business Buyer

The Capital Gap.

SBA 7(a) requires a real, sourced 10% injection on top of all the deal costs and post-close liquidity. Qualified buyers lose great deals over the inability to fund the transaction.

The Underwriting Gap.

Outside capital can't get conviction on a minority stake in a first-time buyer's single small deal. No history, no control, so the capital that could help won't.

Owner Looking to Scale With SBA Debt

The Personal Guarantee Is Grueling.

Even when the business is healthy, the PG is a real risk: default means losing everything personally.

SBA Restricts the Speed of Growth.

Cheap debt, but too restrictive to bring on partners or get creative on expansion opportunities.

The Solution

One Fund to Address the Gaps

One $40M fund deploying two strategies: $12M sourced and deployed at acquisition, $28M compounding with proven operators.

ALLOCATION

$12M

$28M

CHECK SIZE

$0.1M – $0.5M

$1.0M – $5.0M

ENTRY VALUATION

$2.0M – $10M

$5M – $25M

TARGET OWNERSHIP

<20%

19 – 49% cumulative

# of Investments

30 – 40

12 – 15

SOURCE

Market Sizing

A Massive Market Opportunity

SBA 7(a) is a $37B market at an all-time high, and the equity gap we fill scales with it.

FY25 LOAN VOLUME

$37.0B

All-time record. FY21 nearly matched at $36.5B.

FY25 LOANS APPROVED

77,600

~7× since the early '90s. The equity gap we fill scales with the program.

SBA 7(A) LOAN APPROVAL VOLUME · FY1992-FY2025

Source: U.S. Small Business Administration, 7(a) loan approval volume, FY1992–FY2025.

Our Products

Two Proprietary Products. One Unfair Advantage

We teach, support, and scale entrepreneurs, from their first acquisition to their fifth and beyond. Creating structural proprietary deal flow.

Aspiring owners, looking for expert guidance on how to successfully buy a business.

Cohort education on acquisition & SBA 7(a) mechanics
In-house Quality-of-Earnings on prospective targets
SBA 7(a) loan-brokerage support
End-to-end software: offer, LOI, diligence, close
Multiple weekly calls, including live deal reviews and special-topics calls
Continuous LOI and deal review from experts
Access to all Deal Advisors
Ongoing events + a community of buyers

Entrepreneurs looking to rapidly scale their business and unlock the next level of growth.

1:1 live support with an advisor who deeply understands your business
Frequent advisor touch-points to constantly discuss progress and pain points
Systematic financial reviews
Value-creation playbooks built for the business
Deal-structuring for add-ons, recaps, refinances
Growth-marketing leadership + operator support
Hands-on architecture of the next stage of growth
Ongoing events + a community of owners

Our Operators · The Academy

Who Comes Through the Academy

Six operator profiles our funnel identifies and serves at the Academy, drawn from analysis of thousands of sales-discovery calls.

Our Operators · The Boardroom

Who Comes Through the Boardroom

Six operator profiles our funnel identifies and serves at the Boardroom. Owners already in the work.

The Strategy

We Build Conviction Before We Deploy

We build conviction through our Academy and Boardroom, forming months- or multi-year-long personalized relationships before deploying capital.

ADMITTED TO ACADEMY

Identify and qualify high-quality Academy operators before they are even admitted into Academy, enabling diligence before Day 1.

S1 INVESTMENT

Months of cohort work, deal reviews, and diligence involvement before we invest. By the time we fund, we have a deep understanding of how each operator will perform.

ADMITTED TO BOARDROOM

Continuous inside view of the funded businesses, with senior advisor reviews and operating data flowing back to us helps us build conviction for a much larger check.

S2 INVESTMENT

Conviction is at its peak. By now we've built deep relationships over hundreds of touchpoints, with numerous advisors to lean on for additional diligence before the larger check goes out.

Why Us · The Moat

Structurally Exclusive

An ecosystem years in the making, compounding into an advantage capital alone cannot replicate.

Layer 01

Audience

13M followers and 130M monthly views, compounded over years of content. This is a top of funnel a new entrant cannot buy or shortcut.

Layer 02

Trained Operators

We train and credential thousands of operators before a dollar is ever invested. The buyer pool is ours because we built it.

Layer 03

Dealflow & Data

Proprietary pipeline plus the accumulated signal of every member, deal, and business we track. A new fund starts with none of this history.

Layer 04

Embedded Operating Support

We stay embedded from first contact through exit, helping operators acquire and then scale. The relationship outlasts the check.

13M+ Followers

5,000+ Academy & Boardroom Members

Proprietary
Data Access

250+ New Acquisitions Per Year

Risk Profile · Mitigation

How We Reduce Default and Improve Returns

The SBA qualification is our baseline. We fund a small, trained, and ambitious subset, and we structure our investment to protect the downside.

Selecting the Top 1%.

Our funnel is large, but the investment selection is small.

4,000 members
40 investments per year
<1% funded

Trained Before They Buy.

Operators complete acquisition training before they ever deploy capital.

12-week acquisition curriculum
SBA underwriting training
Quality-of-Earnings review before close

Embedded After We Invest.

We maintain near-real-time visibility into performance long after closing.

Monthly operating reporting
Direct advisor access
Real time portfolio benchmarking and tracking

Structured for the Downside.

Our capital is structured to preserve value even when outcomes fall short.

Liquidity preferences
Valuation floors
Performance step-ups

Value Creation · Exit

Assisting With the Exit

For a minority investor, the only question that matters is how the money comes back. We build three ways to return it, and just one of them needs an outside buyer.

We own the exit path...

160K Users (and growing)

01 The Buyers

We Run the Buy-Side.

BizScout sources and closes deals
Private Client advises funded buyers
A standing pool ready to acquire
Major brokerage partnerships

02 The Business

We Build It to Be Sold.

Boardroom cleans up financials and ops
Add-ons and recaps lift the value
Packaged for strategics and roll-ups
Built to sell, not patched together

03 The Structure

Liquidity, With or Without a Sale.

Preferred equity sits ahead of common
Defined dividend pays income while held
Put-right buys the fund out at a set price
Recap or refinance returns principal

The Platform · Academy

The Academy Platform

The end-to-end system that trains and equips every operator before they buy.

Course Material

A guided curriculum built like an MBA on buying businesses. Takes members from zero to ready in days, not years.

Embedded Marketplace

Curated listings, automatically screened against each member's buy box, with direct in-app connection to the seller.

Academy Dashboard

The member home page. Fully customizable to track the deals, metrics, and milestones each member cares about.

The Platform · Boardroom

The Boardroom Platform

The operating system that helps every funded business grow, with continuous visibility for the fund.

Operator Scorecard

A no-nonsense evaluation of the operator and their business, surfacing strengths and clear areas for growth.

Trailing 12-Month P&L Analysis

Automatically pulled and tracked, surfacing the pain points hidden in the operator's financials.

Growth Strategy Roadmap

An advisor-tailored growth plan designed specifically for each business in the Boardroom.

Our Operators · Academy Deal Examples

Recent Academy Acquisitions

Three representative deals sourced through the Academy funnel.

The Corporate Escapee

Custom Window Tinting

Irvine, CA

Revenue$3.0M

Net Profit$1.0M

Purchase Price$3.5M

Multiple3.5×

The Blue-Collar Climber

Kitchen Cabinets

Miami, FL

Revenue$2.1M

Net Profit$0.5M

Purchase Price$1.9M

Multiple3.8×

The Family Provider

Garment & Gear Repair

Vancouver, BC

Revenue$6.8M

Net Profit$1.1M

Purchase Price$4.6M

Multiple4.2×

Our Operators · Boardroom Examples

Current Boardroom Members

Three representative businesses already inside the Boardroom and visible to us.

The Multi-Venture Sophisticate

Building & Construction

Denver, CO

Revenue$5.0M

Net Profit$0.5M

# Employees30

Months in Boardroom12

The Exit-Prep Operator

Landscaping Services

Minneapolis, MN

Revenue$6.8M

Net Profit$1.2M

# Employees<10

Months in Boardroom9

The Plateaued Veteran

Building Material Distributor

Pittsburgh, PA

Revenue$10.8M

Net Profit$2.5M

# Employees25

Months in Boardroom4

Main Street Holding Co.

The Team

A disciplined team of operators and investors with institutional pedigree, media reach, and hands-on experience.

Codie Sanchez

Founder, Contrarian Thinking

15 yrs · Institutional Investing

Managed ~$1B in EM assets

Investing Media Brand Building Recruiting

Chris Petkas

General Partner, CT Capital

8 Yrs Special Forces + 5 Yrs Operator

Prior: Head of AI Portfolio, DIU

AI / ML Hardware Investing Operations

Marc Hustvedt

President, Contrarian Thinking

20 yrs · Digital Content & Media

Prior: President, MrBeast

Media Content Growth Partnerships

Alex Hooper

Head of Boardroom

6 Yrs Special Forces + 5 Yr Operator

Prior: GM, Apex Service Partners

Operations Roll-Ups Value Creation Management

Rylan Harvey

Head of Academy

10 yrs · IB, FP&A, Corp Dev

Built & led M&A teams, US & Canada

M&A FP&A Corp Dev Financing

Armin SR

Chief Financial Officer

12+ yrs strategic finance and accounting

Built & led multiple accounting teams

Accounting FinTech Systems Integration

Jordan Gregory

Analyst

5 Yrs · SBA Lending

Built & scaled lending relationships

Lending Financing SBA 7(a) Structuring

Main Street Holding Co.

Our Advisor Network

Rylan Harvey

M&A & Financing

Alex Hooper

Operations & Scaling

Carter Williams

Operations & Scaling

Travis Wheeler

Building Sales Teams

Stephanie Veal

M&A & Scaling

Candice Seiger

M&A & Operations

Dan Sullivan

Real Estate & Scaling

Hants White

Deal Structuring & Operations

Robert Clinkenbeard

EOS & Scaling

Nick Carey

Business Brokering

Robert Schiller

Operations & Scaling

Stan Sanchez

Operations & Real Estate

Value Creation · Exit

How We Exit

Four paths to generate returns throughout the lifecycle of the fund.

Pre-agreed exit

Put Right

Structure in a put right to our agreements that allows us to exit on a pre-agreed time and valuation range.

During the hold

Dividends

Encourage, and structure in, quarterly or annual dividend payments to generate early returns.

At exit

Acquisition

The portfolio company sells, and we exit alongside the transaction.

Mid-hold liquidity

Minority Recap

The portfolio company recaps us out of the business with debt or other investors.

Case Study

HealthNet Medical Clinic · Primary Care Platform

Physician-founded, three-clinic primary care platform in San Antonio. 35% EBITDA margin. Sourced through the Academy.

$18.0MEnterprise Value

6.0×EBITDA Multiple

$3.0MTTM EBITDA

35%EBITDA Margin

$3.6MCo-Invest Raise

The Business

Physician-founded, three-clinic outpatient primary care platform serving 11,900+ active patients with 4,000+ visits/month across fast-growing San Antonio submarkets.

·Revenue grew $5.5M to $8.4M over four years.
·EBITDA grew 2.3×. 34% of revenue from recession-resistant cash-pay services (immigration physicals, FAA certifications, HRT) behind credentialing moats.

The Operator

Radhika Alla. Long-time Academy Member. Background at Mayo Clinic and Cigna.

Dr. Vamsee Alla, M.D. 20+ years of physician leadership at the CT VA. CMO.

Dr. Jose Reyes (founder) rolls 20% equity with a 3+ year transition.

Projected Returns

Base Case 3–5×

3 clinics only
EBITDA to ~$4.0M
Exit at 7–8×

Growth Case 7–10×

6 clinics
EBITDA to $6.2M
Exit at 10–12×

Transaction Structure

Senior Debt

$7.2M · 40%

Subordinated Junior Tranche

$2.3M · 13%

Co-Investors

$3.6M · 20%

Seller Rollover

$3.6M · 20%

Buyer Equity

$0.9M · 5%

Seller Note

$0.4M · 2%

Appendix

Shortlist of Potential Boardroom Targets

We have a healthy pipeline of deals like the following 10.

#	Industry	Employee	Location	Revenue ($)	Net Income ($)	Net Margin (%)
1	Building and Construction	50–100	CA	15,000,000	3,000,000	20%
2	Accounting and Tax Practices	5–25	PA	4,500,000	2,681,399	60%
3	Wholesale and Distributors	5–25	PA	8,285,000	2,366,000	29%
4	Gyms and Fitness Centers	50–100	TX	8,000,000	2,300,000	29%
5	E-Commerce Sports Store	25–50	TX	20,000,000	2,200,000	11%
6	Full Service Freight	25–50	NV	4,800,000	1,500,000	31%
7	Steel Piping & Fabrication	50–100	KY	16,000,000	1,250,000	8%
8	Industrial Maintenance	5–25	OH	7,500,000	1,200,000	16%
9	Dental Practices	5–25	TX	4,000,000	1,000,000	25%
10	Building and Construction	5–25	MD	3,500,000	1,000,000	29%

Main StreetHolding Company

$10T of businesses changing hands

70% of owners have no transition plan

Financing Is the Problem

But Even the SBA Program has Gaps

One Fund to Address the Gaps

A Massive Market Opportunity

Two Proprietary Products. One Unfair Advantage

Aspiring owners, looking for expert guidance on how to successfully buy a business.

Entrepreneurs looking to rapidly scale their business and unlock the next level of growth.

We Don't Source Deals. We Manufacture Them

Who Comes Through the Academy

Who Comes Through the Boardroom

We Build Conviction Before We Deploy

Structurally Exclusive

Audience

Trained Operators

Dealflow & Data

Embedded Operating Support

How We Reduce Default and Improve Returns

Selecting the Top 1%.

Trained Before They Buy.

Embedded After We Invest.

Structured for the Downside.

Assisting With the Exit

We Run the Buy-Side.

We Build It to Be Sold.

Liquidity, With or Without a Sale.

The Academy Platform

The Boardroom Platform

Recent Academy Acquisitions

Current Boardroom Members

34 Years of SBA 7(a) Default Rates

The Team

The Full Team

Our Advisor Network

Fund Overview

How We Exit

Put Right

Dividends

Acquisition

Minority Recap

HealthNet Medical Clinic · Primary Care Platform

Shortlist of Potential Boardroom Targets

Main Street
Holding Company